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How to Get the Compensation You Deserve in a Personal Injury Settlement If you're injured in an accident, it is not uncommon for medical costs to quickly grow unmanageable. When this occurs, it's vital to be aware of your options and receive the money you deserve. One alternative is to seek a personal injury settlement. The amount of money you can obtain in this way depends on many factors that include your injuries as well as the liability of the other party. Medical expenses Medical expenses are a significant element in the majority of personal injury cases. They can range from a few bucks to several thousand dollars according to the injuries sustained and whether they require ongoing treatment or follow-up. In many instances, victims will be compensated for future medical costs and also current medical bills. This can include doctor's appointments as well as physical therapy, medication or hospitalization as well as ambulance rides. However there are a few points that accident victims should be aware of when filing a claim for these costs. First, the expenses have to be documented in order that the settlement amount can be determined. The next step is to provide all receipts and medical records to the attorney representing the plaintiff. These documents will enable the attorney to see how much you have spent and what future treatments are likely. Your lawyer could seek a professional expert witness to give testimony regarding your injuries. This person might not have seen you, but he or she will be able identify the type of treatment you require and the time it will take to heal. After the claim has been settled, the medical bills could be paid from the settlement or jury verdict that is awarded to you. In some cases your health insurance company may claim a lien against your settlement in order to recover amount it paid on your behalf for your medical treatment. This is referred to as subrogation. The lien may reduce the amount you get from the defendant, which could include any additional costs associated with the case or attorney's fees , too. Finally, it is crucial to keep in mind that the insurance company for the defendant will challenge the worth of your medical expenses if they are found to be “unreasonably high.” This tactic is commonly called the “nickel-and-diming” process. This is prevented by being honest about the damages you suffered at the beginning of the lawsuit. The personal injury lawyer can work to ensure that you receive all the money you are entitled to in compensation. Loss of wages Losing wages can be terrible financial burden after an accident. If you've been hurt at work or as a result of a car crash, it can be difficult to figure out how to pay for your expenses while recovering. It's important to know how lost wages are calculated and proved in a personal injury lawsuit. It is important to prove that you were not able or unwilling to work and that the reason you were unable to work was directly linked to the accident. The most basic way to prove that you lost wages is by obtaining documents from your employer. Request an official statement that lists your name, job title and pay rate as well as the number of days worked each week prior to and after the accident. You should also include paystubs or other evidence of earnings to support your claim. A personal injury lawyer can assist you gather the necessary documentation to prove the loss of wages in your case. These documents include your pay slips along with tax returns and other documentation that can show the amount of money you would have earned during the period you were out of work. In addition to base lost wages you may also be eligible for compensation for lost overtime, tips, and bonuses. These can be calculated using the same formula that calculates base lost wages. However, you'll have to prove that you cannot use them due to the injuries you sustained in your accident. In the event of an injury, you may also need to prove your lost earning potential. This is the amount you could have earned if you were not injured and could carry out your normal job. The process of calculating lost earning potential is a lot more complex than proving lost wages because it involves weighing how long you can't work and the amount of your employee benefits. It's a good idea to discuss this with an attorney for personal injury before you settle your case so that you can understand how much you'll be compensated for any future loss of income. A competent personal injury lawyer will have the resources and experience necessary to ensure that you receive the maximum amount of compensation you are entitled to following a serious car accident. Contact us now for a free consultation and to find out more about the ways we can help you with your personal injury case. Property damage If you have been in an accident, you may be entitled to compensation for property damage. This is akin to damage to your vehicle or home, or any other property damaged during the accident. Someone who caused damage to your property through recklessness or negligence can be sued for money. The manufacturer of a product can be held accountable if they sold you defective equipment that caused damage to your home or vehicle. When an attorney who is specialized in personal injury work on your case, he or she will make sure that you receive all of the compensation that you are entitled to. This includes money for medical expenses, lost earnings and any other damages that you might have suffered as a result of the accident. Based on the degree of your injuries as well as the circumstances of the incident, you could be able to get more or less money for the damages. Your lawyer will assess the severity of your injuries, and help you decide how much to request as a settlement. Although you may be tempted to accept the first offer you receive from an insurance company, it's always recommended to take your time and negotiate. A good attorney can make your negotiations smoother and more efficient. The economic and non-economic damages can be calculated by an attorney for personal injury. This is a more comprehensive method of calculating your financial losses. The non-economic damages include pain and suffering, emotional distress, and other losses. After your attorney has calculated your damages, then you will be required to submit a demand to the insurance company. This is the amount your lawyer believes you owe in compensation for the damage you've suffered. The final step is to gather all the evidence you require to prove your claim. Photographs, witness statements and any other evidence are all acceptable. Many people are surprised discover that it can take a long time for a personal injury claim to be resolved. Half of our clients settled their cases in two to one year. 30% waited for more than one year. The two most painful things in this world are pain and suffering. In personal injury settlements pain and suffering is classified as a non-economic type. These damages can include physical discomfort and emotional stress due to an injury. These damages are difficult to quantify, therefore it is important that you gather evidence to demonstrate the severity of your injuries as well as the impact they've had on your life. In some cases, these non-economic damages can be more significant than the financial compensation you receive for medical expenses and lost wages. For instance, if suffered a major back injury and now have pain on a regular basis and your quality of life has significantly diminished. When determining how much you'll get in a settlement, it is crucial to take into consideration the severity of your losses. In general the more severe and painful the injuries, the more the settlement. Although it is difficult to prove the severity of your injury, it is possible with the assistance of a knowledgeable personal injury attorney. Your medical documents can be useful evidence, as are statements from your doctor and mental health professionals. Testimony from friends and family members also can give valuable insight into how your injuries have affected your life. They can be witnesses to the emotional and physical trauma you've suffered and any changes in your personality or behavior. Insurance companies typically use two methods to calculate the amount of a plaintiff's pain and suffering damages. The most common is the “multiplier” method, which uses the multiplier between 1.5 and 5. Let's take a look at a plaintiff who was injured that required extensive medical treatment and an extended recovery. She loses five weeks of her job and is liable for $10,000 in medical expenses. personal injury attorneys miami beach will likely result in her recovering $3.2 million. In addition to this amount, she would be eligible for pain and suffering/non-economic damages that equal $64,800 (180 days of suffering multiplied by $360 per day). The most effective method to show your pain and damages is to engage an experienced personal injury attorney who understands the law and has experience dealing with insurance companies. They can gather evidence and present your case to the jury.